Culture & Human Agency

When AI holds back advice, users react differently

Sometimes the tool chose not to give advice. In this financial-choice test, experts by their own account accepted the selective advice more often. Those who saw themselves as less skilled tended to accept it less often. The abstract gives no sample size or size of the effects.

AI Agency
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What the source reports

This paper tests AI advice in repeated money choices. At times, the tool gave no advice. People who saw themselves as skilled took the selective advice more often. Those who saw themselves as less skilled tended to take it less often. Self-rated skill is not a test of skill. The abstract gives no sample size or size for these effects. Results on right choices and accuracy are early findings. This money task does not tell us what would happen in a school or clinic.

Original source

Title
The Differential Effects of AI Abstention on Advice Acceptance
Author
Nicholas Wolczynski, Yotam Liel, Maytal Saar-Tsechansky, Lior Zalmanson
Publication
arXiv
Date
Wednesday, October 21, 2026